As an independent insurance broker, we at Oegema, Nicholson & Associates pride ourselves on a goal to provide you with the best available coverage in today's competitive marketplace. Our years in business and professional experience has enabled our highly trained staff to establish a reputable and solid relationship with the companies we represent, giving us that extra advantage when we negotiate on your behalf. During this negotiation process, we purchase insurance products and services on your behalf that are available, affordable and understandable.

Oegema, Nicholson & Associates Insurance Brokers Ltd., is therefore pleased to have the opportunity to present the following list of Complete Insurance Services that we provide and have included the range of compensation that is part of your insurance premium.

This commission percentage is paid annually for both new business and renewals.